Proudly Canadian.
Proudly Canadian.
Do you need to get a new or used car loan?
Then think of us. A Canadian owned and locally run business by real people who understand the automotive used dealer market and can get you the best financing deal for your next car – no matter where you buy it.
For over 25 years we have been serving the GTA, Barrie, Newmarket, Durham and Mississauga regions by helping people get into the car they need with a workable, affordable auto loan.
We work with local banks and financial companies and network with them on a daily basis. Our understanding of the car loan market and knowing who to ask and where to go for your best terms is what we do for our clients. We want you to come back to us the next time you need a car loan too, so it makes sense for us to work hard for you – just like we’ve been doing for over 25 years.
CALL TOLL FREE:
We let numerous banks and finance companies bid for your loan. That's a better deal for you.
Making payments you can actually manage will help your credit rating in the future.
If you want a reputable car dealer to buy from we have a list of recommended professionals.
There's no need to travel. We approve digitally and offer mobile service where needed.
Ask about our “36 month quick pay-back” option. It will save you money and improve your credit score.
1.
submit your application with us.
We start working and get you pre-qualified.
2.
negotiate your best “cash” deal.
Find your car and get the best price.
3.
finalize your loan documents.
Send us the purchase agreement for financing.
4.
pick up your car from the dealer.
We’ll direct the full purchase price to you or your dealer.
When you have funds in place already, you are able to focus on getting the best “cash” deal from your chosen car dealer. You will also avoid the high rates and administrative fees dealers tend to charge when they arrange financing for you.
This can take anywhere from 2 hours to 48 hours depending on information or clarification we get from you.
It helps, but not necessarily. You may have to pay a higher risk fee, but by paying off a car loan and not missing a payment, you are actually helping to improve your credit rating down the road.
Unless you are living off a wealthy inheritance, then yes – you’ll need a job or at least a source of regular income.
This is not an issue and in fact is a common way to start earning extra cash income.
We have an office in Barrie, but are mobile throughout the GTA 5 days a week. You won’t have to travel.
Absolutely. We handle many clients that have had a bankruptcy or consumer proposal and are looking to improve their financial lives.
We are in contact with many reputable dealers on daily basis and can absolutely recommend a new or used auto dealer near you.
Have more questions or specific circumstances about your application? Please call us anytime at 1-805-505-6960. We’re here to help.
Car loans for Canadians. Serving the Toronto, Mississauga, Durham, Barrie and Newmarket regions for over 25 years.